Dental Benefits
Dental insurance offers coverage for preventive care like routine exams, cleanings, and X-rays as well as basic and major services like fillings, extractions, root canals and crowns.
Keep in mind that your costs will generally be lower if you choose an in-network dentist. To find an in-network dentist, please visit guardianlife.com.
In-Network |
Out-of-Network |
|
|---|---|---|
Deductible (Individual/Family) |
$50 / $150 |
$50 / $150 |
Calendar Year Benefit Max |
$1,000 per covered person |
$1,000 per covered person |
Preventive Services |
100% |
90% |
Basic Services |
80% |
70% |
Major Services (Deductible applies) |
50% |
40% |
Maximum Rollover Amount |
$250 - Additional dollars added to a plan’s annual |
$250 - Additional dollars added to a plan’s annual |
Per Pay Period Cost |
|
|---|---|
Employee |
$7.27 |
Employee + Spouse |
$21.74 |
Employee + Child(ren) |
$27.23 |
Family |
$41.71 |